End-to-end infrastructure for device financing, locking, and automated collections. Built for high-stakes precision.
Loans originated
$2.4B+
↑ 38% YoY
The Complexity Barrier
01 / PAYMENT
High delinquency rates cripple unit economics in emerging and mature markets alike.
02 / PROVIDERS
Managing multiple OEM and third-party locking MDMs through separate dashboards.
03 / PROCESSES
Human-reliant escalation paths that fail to scale with rapid portfolio growth.
04 / VISIBILITY
Lack of real-time mapping between loan status and physical hardware state.
SKUNKWORKS replaces fragmented logic with a unified protocol. When a payment fails, the device responds instantly. When a loan is settled, the control is released. Total automation.
01
Direct API links to Samsung Knox, Google Zero-Touch, and proprietary firmware locks for absolute enforcement.
02
Automated origination, amortization scheduling, and real-time repayment tracking across all payment rails.
03
Behavior-based triggers that automate SMS reminders, in-app notifications, and tiered device restrictions.
Vertical Solutions
Remote control and enforcement
Origination to repayment
Automated actions based on behavior
Process Flow
Operators and engineers who have built, scaled, and run real fintech infrastructure.
This is what SKUNKWORKS replaces
No commitment required. Response within 24 hours.
